USER AGREEMENT FOR THE "AB.MONEY" APPLICATION
Moscow, December 1, 2022 (current version as of March 13, 2024)
Limited Liability Company "AB BRAND" (TIN 7734452701, OGRN 1227700165824), hereinafter referred to as the Administration, guided by Articles 428, 435, 437, 438, and 1286 of the Civil Code of the Russian Federation, by publishing or sending this User Agreement, offers to each individual who agrees with the terms set forth in this User Agreement in the manner specified therein (hereinafter - the User), to conclude a license agreement for the provision of a non-exclusive license to use the software product "AB.MONEY" (hereinafter - the Application), the terms and conditions for acquiring which are posted on the Internet at the website https://ab.money and available for download through mobile application stores - Google Play, App Store, and any other chosen by the Administration on the terms set forth below (hereinafter - the Agreement).

In accordance with Article 438 of the Civil Code of the Russian Federation, the Agreement is concluded in a simplified manner through the acceptance of this Agreement by the User.
Proper acceptance of this Agreement in accordance with Article 438 of the Civil Code of the Russian Federation is considered by the User to be the aggregate of all the following actions:

• Familiarization of the User with the terms of this Agreement and the Privacy Policy, located on the Internet at https://ab.money/app_policy, as well as this User Agreement, located on the Internet at https://ab.money/app_terms_of_use
• Actual use of the Application by the User;
• Execution of actions by the User for payment in accordance with paragraph 3.3 of this Agreement.

The acceptance of this Agreement confirms that all and any terms of the Agreement are accepted by the User in full and without any reservations or limitations. Moreover, the acceptance of the Agreement confirms that the User understands all the terms of the Agreement and confirms that the terms of the Agreement fully correspond to the will, needs, and requirements of the User. Acceptance of this Agreement by the User constitutes proper informed consent to receive advertising and other messages from the Administration within the Application and through its use.

The Agreement may be amended by the Administration without any special notice, and the new version of the Agreement shall come into effect from the moment it is posted on the Internet at the address specified in this section, unless otherwise provided by the new version of the Agreement. The current version is always available on the Website specified in section 1.2 of the Agreement.
In this Agreement, unless otherwise expressly stated in its text, the following words and expressions shall have the meanings specified below:
"Agreement" - an agreement containing, in essence, the provisions of Article 2 of Article 437 of the Civil Code of the Russian Federation, all essential terms of the license agreement expressing the will of the Administration to conclude such an agreement on the terms specified in the User Agreement with any legal and physical person who responds.
"Acceptance" - the response of any physical person indicating full and unconditional acceptance of the User Agreement.
"Administration" - Limited Liability Company "AB BRAND", the owner and holder of exclusive rights to the Application.
"User" - any individual who has shown interest in the Application by using the Application and accepting this User Agreement (Agreement).

"Application" ("AB.MONEY app") - a computer program "AB.MONEY",

• published and available for download through mobile application stores - Google Play, App Store and any other at the Administration's choice via the Internet by any user with Google Android operating system installed on their smartphones (version 4.4.2 and above) or Apple iOS (version 9 and above),
• representing a set of data, commands, and audiovisual displays generated by it, activated sequentially to obtain a certain result by the User, provided by the logic of the Application after payment according to the Tariff, the conditions of which are posted on the Internet on the Administration's website,
• intended for the User to gain access for a fee to the materials of the Application for the period specified on the Administration's website.

The rules of using the application accesses for review in the application. All content of the application, including its icon and name, is protected by copyright, and violation of copyright by the Administration entails liability under the Agreement and under the current legislation of the Russian Federation.
Official download links for the application:
In the App Store: https://apps.apple.com/az/app/ab-money/id1567820703
In Google Play: https://play.google.com/store/apps/details?id=agency.ab.money

"Functionality" - a set of data, commands, and audiovisual displays generated by it, activated sequentially to obtain a certain result by the User, provided by the logic of the Application. This Application is aimed at providing the User with sequential access to materials, including textual, audio, and video materials, links to online conferences on the Zoom platform, audio files, and images for the period specified in section 6 of the Agreement.

"Privacy Policy" - the policy for processing personal data by the Administration, located at https://ab.money/app_policy.

"Administration Website"/"Website" - a set of web pages hosted on the Internet, united by a common theme, design, unified domain address space, containing information, texts, graphic elements, images, photos, videos, and other results of intellectual activity, as well as computer programs, including but not limited to the following domain names: https://www.ab.agency/brand, https://ab.money.

"Tariffs"/"Participation Tariffs" - a specific substantive complex of access for a fee, indicated on the Website, determined by the Administration.

"Audiovisual Work" (hereinafter referred to as "AVW") - (in the concept of Article 1263 of the Civil Code of the Russian Federation), consisting of a fixed series of interconnected images (with or without accompanying sound) intended for visual and auditory (in the case of accompanying sound) perception using appropriate technical devices (including video clips, video recordings of performances, etc.). AVW is all video content posted on the Website and provided to the User within the framework of granting a non-exclusive license.

"Right to AVW" (license agreement) - the right to use works, and/or AVW, and/or audio recordings/musical works, and/or images, and/or textual and graphic materials on the terms of a non-exclusive license (without the right to sublicense) by the following methods specified below within the term and territory established by the agreement, which means the right to independently exercise rights in relation to works (both in full and their parts and/or fragments of any duration), both in the original and in technically processed form (including in the form of mobile content) within the territory of the entire world and for a limited term of provision of services under the proposed Agreement, purchased on the Website or through the educational platform, the use of AVW by the following methods specified below.

The methods of using the license right specified by the Administration under this agreement include the User viewing AVW personally using a computer or other means exclusively for personal needs, an unlimited number of times during the term of providing access under the presented User Agreement, in accordance with the Tariff selected on the Website, without the right to copy and distribute. (AVW placed on the Administration's resources are equipped with specialized traceological software tools that allow tracking any attempts of illegal copying and distribution of materials, therefore, the User is warned about liability for any illegal actions with the right to turn to the Administration with a report to law enforcement agencies, simultaneously transmitting the results of traceological software data indicating the specific address fixed by the system automatically.)

Channel/tg-channel/Telegram channel - a closed channel of the Administration located in the Telegram messenger and containing a set of results of intellectual activity owned by the Administration. Access to the Channel is provided simultaneously with the payment of a non-exclusive license to use the "AB.MONEY" application. The rules for using the Channel are determined by the administrators of the Channel directly in the Telegram messenger.

The content of the tg-channel comprises a collection of audiovisual works, textual, graphic, and other materials, the exclusive rights to which belong to the Administration.
All other terms and definitions encountered in the text of the User Agreement are interpreted by the Parties in accordance with the legislation of the Russian Federation, applicable recommendations (RFC) of international standardization bodies on the Internet, and established common rules of interpretation of relevant terms on the Internet.
Terms and definitions may be used in both the singular and plural form depending on the context, and the terms may be written with both uppercase and lowercase letters.
The headings (sections) and the structure of the User Agreement are intended solely for the convenience of using its text and do not have literal legal significance.

2.Subject of the Agreement

Under this Agreement, the Administration grants the User a non-exclusive license to use the "AB.MONEY" application within the limits defined by this User Agreement, located at the Website address, and exclusively for personal non-commercial use.
The non-exclusive license to use the "AB.MONEY" application, acquired by the User for a fee (hereinafter referred to as the "Fee"), includes:

• the right to personal non-commercial use of the materials contained in the Application and available to the User on a specific tariff within the period specified in Section 6 of the Agreement and on its terms; including:
• The User undertakes to accept the granted right of use (non-exclusive license) of the Application on the terms of the selected cost indicated in the Tariffs posted at the Website address on the Internet and the version, in accordance with clause 2.2 of the Agreement, and to pay the Administration the fee within the deadlines and in the manner provided by this User Agreement.
• The copies (instances) of the Application are not provided to the User on a tangible medium.
• Providing a non-exclusive license for the right to use computer software does not require the drafting of a separate act of provision. The non-exclusive license is considered granted from the moment of conclusion of this Agreement. The Parties consider this clause equivalent to an act of granting a non-exclusive license.
• The right to use the Application granted to the User under this Agreement does not include the right to enter into sublicense agreements.
• Within the framework of the non-exclusive license granted to the User under this Agreement for the Application, the Administration also grants the User the right to receive regular updates within one version (minor updates of the current release, which are not a new version) and new versions of the Application (major updates - new releases constituting a new version) throughout the term of this User Agreement in the event that the Administration releases such updates and they are paid for by the User under a specific purchased tariff.
• This Agreement does not provide for the transfer of rights to the intellectual property of the Administration (or any part thereof), except for the non-exclusive license granted on the basis of this Agreement. No provisions of this Agreement constitute a waiver of the Administration's intellectual property rights or a renunciation of such rights under the laws of the Russian Federation.

Term. The right to use the Application based on a simple (non-exclusive) license granted under this Agreement remains in effect until revoked by the User before the expiration of the term of access provision within specific tariffs or until the end of the term of access provision within specific Tariffs.
Territory. The right to use the Application based on a simple (non-exclusive) license granted under this Agreement is valid worldwide.

3.Compensation
3.1 The provision of a non-exclusive license to use the "AB.MONEY" application to the User is carried out within the functional capabilities of the Application and is subject to payment (compensation) established in the Tariffs.
The fee established in the Tariff (Administration's Compensation under this Agreement) is specified on the Administration's Website and may be changed by the Administration at any time unilaterally without notifying the User. The new fee comes into effect upon publication and does not apply to tariffs paid by the User at the time of publication.
The Administration's compensation does not include a commission charged by banks or payment systems for payment processing.
The Administration's compensation is specified on the Website in Russian Federation currency.
3.2. The payment for the functionality of the Application is made by the User based on the terms published on the Administration's Website.
3.3. The payment of compensation is made by the User online at his discretion in accordance with the terms published on the Administration's Website.
3.4. Access to the materials of the Application is provided after the full payment of the Administration's compensation in accordance with the selected Participation Tariff and the method chosen under clause 3.2.
3.5. After the payment is credited to the Administration's account or the payment is confirmed by the payment system, the User receives all the necessary information to access the Application by email provided during the order placement.
3.6. The User, being a representative of a legal entity or individual entrepreneur, makes the payment of the Compensation under this Agreement by bank transfer of funds to the Administration's current account based on the invoice issued.
For legal entities and individual entrepreneurs, payment using a corporate bank card registered to the respective legal entity or individual entrepreneur is also allowed.
3.7. The Administration is not responsible for any losses and other adverse consequences that may arise for the User and/or third parties due to the incorrect execution by the User of the payment conditions, requirements of payment systems, incorrect provision of personal data or payment details, or other data.
Security, as well as other conditions for using the payment methods chosen by the User, are beyond the scope of the Agreement and are regulated by agreements with the corresponding payment aggregators.
3.8. For the purposes of this Agreement, the payment is considered made by the User from the moment of:

• receipt of funds from the User to the Administration's current account from the payment agent (subagent) engaged in accepting payments from individuals;
• receipt of funds to the Administration's current account deposited by the User with a credit organization or banking payment agent (without opening a bank account);
• or from the moment of receipt of funds to the Administration's current account by the User-servicing credit institution or payment system.

3.9. All fees and taxes, as well as other expenses related to the performance of this Agreement, shall be borne by the Parties themselves in accordance with the current legislation of the Russian Federation. The amount of compensation is subject to VAT due to the Administration's application of the general taxation system.
3.10. The User is obliged to keep documents confirming payment throughout the entire period of using the Application by the User and, upon request of the Administration, provide such documents.
3.11. The User independently and at his own expense bears all expenses related to the transfer of funds to the Administration, including various fees and commissions of banks and payment system operators.
3.12. The Administration's obligation to grant the User the right to use the Application is considered fulfilled by the Administration at the moment of providing access in accordance with Section 6 of the Agreement.
Until confirmation of payment is received, the Administration may not provide the User with the right to use the Application.
3.13. The right to use the functionality of the Application is granted to the User for the term of this Agreement, unless such right is terminated earlier.

4.Terms of the License Agreement.
4.1. The Administration, possessing the exclusive right to the result of intellectual activity (the Application) and means of individualization (trade name, trademark and service mark, commercial designation), may use such result or means at its discretion in any manner not contrary to the law. The Administration may dispose of the exclusive right to the result of intellectual activity or means of individualization.
4.2. The Administration may, at its discretion, permit or prohibit other persons, including Users, from using the result of intellectual activity or means of individualization. The absence of a prohibition does not constitute consent (permission).
4.3. Other persons may not use the respective result of intellectual activity or means of individualization without the written consent of the Administration, except as provided for in this Agreement. The use of the result of intellectual activity or means of individualization without the consent of the Administration is illegal and entails liability established by Russian legislation, except in cases where the use of the result of intellectual activity or means of individualization by persons other than the Administration without its consent is permitted by the Civil Code of the Russian Federation.
4.4. The Administration may dispose of its exclusive right to the result of intellectual activity or means of individualization in any manner not contrary to law and the essence of such exclusive right, including by granting the User the right to use the respective result of intellectual activity or means of individualization within the limits stipulated by the contract (license agreement).
4.5. Conclusion of a license agreement does not entail the transfer of exclusive rights to the User.
4.6. Under the license agreement, one party - the Administration as the owner of the exclusive right to the result of intellectual activity or means of individualization - grants the other party - the User - the right to use such result or means within the limits stipulated by the contract.
4.7. The User may use the result of intellectual activity or means of individualization only within the rights and in the manner provided for in the license agreement. The right to use the result of intellectual activity or means of individualization not expressly specified in the license agreement shall not be deemed granted to the User.
4.8. The provision of the right to use the result of intellectual activity or means of individualization under the license agreement is not subject to state registration.
4.9. Under the license agreement, the User undertakes to pay the Administration the remuneration provided for in the contract in accordance with section 3 of the Agreement.
4.10. The use of the site and/or Application, and the content/materials of the Site and/or Application by the Administration is limited by the obligation of the Customer to refrain from:

• reproduction, repetition, copying, sale, and assignment, use for any commercial purposes of any materials of the Application provided under this User Agreement;
• recording video, audio, text, and other materials and content for distribution purposes (including posting on the Internet, including for a fee and free of charge, for transfer to collective/shared ownership ("pooling"), "leaks," "torrents," and similar "material distributions");
• retransmission (including paid) to persons who have not entered into a service agreement with the Administration;
• transmission to any third parties without the written permission of the Administration of logins and passwords, materials and content of the educational platform, accesses provided by the Administration to the User under this user agreement;
• creating third-party chats with users of the Application in any social networks and messengers (e.g., WhatsApp, Telegram, and other social networks).

All the above-mentioned obligations of the User to refrain from specific actions are direct prohibitions by the Administration on the performance of specific actions by the User specified in this paragraph.
In case of violation of the conditions of this paragraph by the User, the User pays the Administration a fine of 1,000,000 (one million) rubles for each identified violation, as well as compensation for all damages, including lost profits.
4.11. In case of violation by the User of the provisions of this Agreement concerning the protection of the Administration's copyright, the User's access to the Application may be blocked, the agreement terminated unilaterally, and no refund of funds will be made. The retained funds are set off as a penalty.
4.12. In case of violation by the User of the rules of the Channel established by the Channel administration, the User's access to the Channel may be restricted (blocked). The cost of access to the Channel is offset in full as a fine.

5. Rights and Obligations of the Parties
5.1. Rights and Obligations of the Administration:
5.1.1. The Administration guarantees that it has all legal grounds to grant the User a non-exclusive license to use the Application. All rights to the Application and its component parts belong to the Administration or other right holders who have granted the Administration a non-exclusive license with the right to sublicense, including under open licenses (LGPL, BSD, MIT, etc.).
5.1.2. The Administration undertakes to make all reasonable efforts to ensure the stable operation of the Application, its gradual improvement, and the correction of errors in its operation; however, it is provided to the User on an "as is" basis. This means that the Administration:
5.1.2.1. does not guarantee the absence of errors in the operation of the Application;
5.1.2.2. is not responsible for the uninterrupted operation of the Application and its compatibility with the software and technical means of the User and other persons;
5.1.2.3. is not liable for any damages that have arisen or may arise in connection with or during the use of the Application;
5.1.2.4. is not responsible for the non-performance or improper performance of its obligations due to failures in telecommunication and energy networks, actions of malicious programs, as well as dishonest actions of third parties aimed at unauthorized access and/or disabling of the Administration's hardware and/or software complex.
5.1.3. The Administration guarantees to the User the operability of the Application provided that the User uses up-to-date versions of the operating systems specified in section 1 of the Agreement.
5.1.4. The Administration undertakes to ensure the User's right to use the Application provided in accordance with this Agreement.
5.1.5. The Administration undertakes to provide the User with the right to use the Application on the terms of a gratuitous non-exclusive license.
5.1.6. The Administration reserves the right to restrict, expand, or modify the content of the Application at any time unilaterally and without prior notice to the User.
5.1.7. The Administration reserves the right to update the required characteristics of operating systems on the User's Technical means. In this case, to continue using the Application, the User must download the new updated version of the operating system on the User's technical means.
5.1.8. The Administration may immediately block the User's ability to use the rights granted to the Application in case of the User's violation of the terms of this Agreement or if the Administration considers the User's actions fraudulent or aimed at damaging the Application, undermining the reputation or brand of the Administration.
5.1.9. The Administration may provide organizational and technical information, information about the functioning of the Application, and also place advertising, informational, and other messages inside the Application by any means, and the User, by accepting the terms of this Agreement, confirms his consent to this. The Parties agreed to consider this provision as the User's preliminary consent to receive advertising in accordance with Article 18 of the Federal Law of March 13, 2006 No. 38-FZ "On Advertising."
5.1.10. The Administration may process the User's personal data in accordance with the Privacy Policy located on the Site, as well as with the legislation.
5.1.11. The Administration may transfer the rights and obligations under this Agreement to third parties for the purpose of performing this Agreement without additional consent of the User.
5.1.12. The Administration reserves the right to block (restrict access) to the Channel for users of the Channel in case of violation by users of the Channel of the rules specified in the Channel and updated by the administration. Restricting access to the Channel does not terminate the effect of this non-exclusive license to the "AB.Money" application, nor does it constitute a breach of the Administration's obligations to provide full access to the "AB.MONEY" application under the terms of this User Agreement.


5.2. Rights and Obligations of the User:
5.2.1. The User has the right to use the Application in ways not prohibited by this Agreement and by the current international and Russian legislation, in accordance with its purpose and within its functionality.
5.2.2. In case of technical problems with the operation of the Application, the User has the right to contact the Administration to clarify the situation and take necessary measures.
5.2.3. The User has the right to ensure the security of their personal data to the extent that this depends on the Administration in accordance with the current international and Russian legislation.
5.2.4. The User undertakes to comply properly with the terms of this Agreement and the current legislation of the Russian Federation, as well as the rights and legitimate interests of the Administration.
5.2.5. The User undertakes not to use the Application or its parts for any purposes other than those related to personal non-commercial use.
5.2.6. The User must refrain from actions aimed at destabilizing the operation of the Application, attempting unauthorized access to the Application, its parts, and code, as well as from any other actions that violate the rights of the Administration or third parties.
5.2.7. The User undertakes not to attempt to disable or otherwise interfere with any technical means of protection of the Application.
5.2.8. The User undertakes not to attempt to change or modify any part of the Application.
5.2.9. The User undertakes not to use the Application in ways not provided for by this Agreement.
5.2.10. The User undertakes to protect their devices from viruses and other malicious software used for accessing the Application.
5.2.11. The User undertakes to compensate for damages (actual damage/lost profit) and/or compensation for the infringement of the Administration's exclusive rights to the Application.
5.2.12. The User has the right to a refund (Administration's Compensation) in exceptional cases specified in Appendix No. 1 to this Agreement.
5.2.13. The User has the right to use access to the Application on no more than 2 (two) devices. For violation of this provision, the Administration reserves the right to deprive the User of access without the right to a refund and the right to restore access.
5.2.14. By accepting this User Agreement, the User gives their consent to the Administration:
5.2.14.1. to use, on a gratuitous basis, in Instagram Stories, posts on Instagram in the Administration's accounts https://www.instagram.com/ab.money_ and https://www.instagram.com/sashabelair_, in Telegram channels of the Administration, and on the websites of the Administration and in the AB.MONEY Application:

• their image as a user photo (avatar),
• their video image,
• their full name and review about the materials in the Application and the AB.MONEY Application, received from the Administration, or other services or accesses provided by the Administration.

5.2.14.2. to send and receive informational mailings and advertising materials/messages from the Administration or from other persons on behalf of the Administration, to the email address and contact phone number provided by the User during registration on the Site.
Consent to receive and send informational mailings and advertising materials/messages from the Administration may be revoked by the User at any time by sending a corresponding notification to the Executor at: info@abbrand.store
5.2.14.3. to process their personal data in accordance with the Privacy Policy provided during registration on the Site, as well as in the personal account of the Application, namely: name, surname; image; email address; contact phone number; accounts in messaging programs and social networks, income level, profession, brief biography, field of activity.
5.2.15. The User undertakes not to violate the rules established in the Channel. In case of violation, the User may be blocked by the Channel administration without the right to restore access. The list of Channel rules is published directly in the Channel.

6. Terms and Procedure for Providing Access:
6.1. Under this agreement, the Administration provides access to the User, who has accepted this User Agreement, within the framework of specific launches and sales indicated on the sales websites during their conduct, including:
6.1.1. Access to free parts of the Application is provided from the moment of installing the Application and creating an account in it, subject to all of the following conditions:

• Compliance by the User with the terms of this User Agreement;
• The functioning of the Application.
• Absence of withdrawal of the User's consent to the processing of personal data and
• Absence of withdrawal of acceptance or refund of the compensation under the terms of Appendix No. 1
• The Application installed by the User on their personal smartphone or tablet.

6.1.2. Access to permanent paid parts of the Application is provided from the moment of installing the Application and creating an account in it, subject to all of the following conditions:

• Compliance by the User with the terms of this User Agreement;
• Payment of 100% of the fee by the User in accordance with the terms and deadlines set forth in this Agreement
• The functioning of the Application.
• Absence of withdrawal of the User's consent to the processing of personal data and
• Absence of withdrawal of acceptance or refund of the compensation under the terms of Appendix No. 1
• The Application installed by the User on their personal smartphone or tablet.

6.1.3. Access to separate paid projects of the Application is provided from the moment of installing the Application and creating an account in it, but not earlier than the date specified on the Administration's website during the sale of access to a specific project, subject to all of the following conditions:

• Compliance by the User with the terms of this User Agreement;
• Payment of 100% of the fee by the User in accordance with the terms and deadlines set forth in this Agreement
• The functioning of the Application.
• Absence of withdrawal of the User's consent to the processing of personal data and
• Absence of withdrawal of acceptance or refund of the compensation under the terms of Appendix No. 1
• The Application installed by the User on their personal smartphone or tablet.

6.2. Access is provided by the Administration after the User accepts this Agreement in the case of using free parts of the Application, as well as making the Compensation in the case of using paid parts of the Application in accordance with the terms of specific tariffs indicated on the Administration's website during specific sales.

• Accesses specified in clause 6.1. of the Agreement are provided by sending an email from the Administration to the User's email address provided during registration on the Site, containing an individual password for the User's personal account in the Application.

6.3. Conditions for terminating access when making a refund:
6.3.1. In case the User requests a refund and refuses to fulfill the terms of this Agreement, all accesses specified in clause 6.1. of the Agreement are removed no later than 1 (one) calendar day from the receipt of the refund request without the right to restore access.
6.4. Accesses specified in clause 6.1.2. and 6.1.3. of the Agreement are provided to the User for the period specified on the Administration's website in the project sections.

7. Responsibility:
7.1. The Party that fails to perform or improperly performs its obligations under this Agreement shall compensate the other Party for the losses caused by such non-performance.
7.2. The User is aware of the most important functional properties of the Application for which usage rights are granted. The Administration shall not be liable for the Application's non-compliance with the User's expectations and needs, for improper functioning of the Application on the User's equipment, as well as for any losses, damages, regardless of the causes of its occurrence (including, but not limited to, special, incidental, or consequential damages, losses associated with lost profits, interruption of commercial or production activities, loss of business information, negligence, or any other losses) arising from the use or inability to use the Service.
7.3. The Parties shall be released from liability for partial or complete non-performance of obligations under the Agreement if such non-performance was caused by force majeure circumstances arising after the conclusion of the Agreement as a result of extraordinary events that the Parties could neither foresee nor prevent by reasonable measures. Such force majeure events include: floods, fires, earthquakes, explosions, soil subsidence, epidemics and other natural phenomena, as well as war or military actions, strikes in the industry or region, adoption of a legal act by a government body, a local government body, as well as disconnection of data centers located in the territory of the Russian Federation from the global Internet and blocking of servers or connections by supervisory authorities.
7.4. Force majeure circumstances do not include entrepreneurial risks, such as breach of obligations by the debtor's counterparties, absence of goods necessary for fulfilling obligations on the market, absence of necessary funds with the debtor, as well as financial and economic crises, exchange rate fluctuations, national currency devaluation, criminal actions of unidentified persons.
7.5. In case of force majeure circumstances specified in this chapter, each Party must promptly notify the other Party in writing. The notice must contain information about the nature of the circumstances, as well as official documents certifying the existence of these circumstances and, if possible, providing an assessment of their impact on the Party's ability to fulfill its obligations under this Agreement.
7.6. In other cases of non-performance or improper performance of obligations under this Agreement, the Parties shall be liable as provided by the civil legislation of the Russian Federation.
7.7. The User is responsible for violating the rules of the Channel and may be removed (blocked) from the Channel at the discretion of the Administration without the right to reinstatement for violating the rules specified in the Channel (published by the Channel administration). Restricting access to the Channel does not restrict the license under this Agreement.

8. Dispute Resolution:
8.1. All disputes arising from the Agreement shall be resolved in accordance with the legislation of the Russian Federation.
8.2. In the event of a dispute, the Party will take measures to settle it out of court by sending a written claim (demand) to the other Party.
8.3. Any claims (demands) of the User must be sent to the Administration by sending an electronic message using the methods provided in the sections "Legally Significant Messages" and "Agreement between Participants of Electronic Interaction" of the User Agreement. The Administration shall not be liable and does not guarantee responses to claims sent to it by other means.
8.4. The Administration undertakes to consider the claim within 10 (ten) business days and send a response in the same manner as the claim was received. Claims of Users who cannot be identified based on the data provided by them during Registration (including anonymous claims) are not considered by the Administration. If the User disagrees with the reasons provided by the Administration in response to the claim, the dispute resolution procedure is repeated.
8.5. If the parties fail to settle the dispute out of court, it may be referred to a state court at the location of the Administration for resolution in accordance with the norms of Russian law after 30 (thirty) calendar days from the date of sending the initial claim (demand) for resolution.

9. Final Provisions:
9.1. The Agreement, its conclusion, and execution are governed by the current legislation of the Russian Federation. All matters not regulated by the Agreement or regulated incompletely are governed by the legislation of the Russian Federation.
9.2. All disputes and disagreements between the parties are resolved, if possible, through negotiations, and in case of failure to reach an agreement through negotiations, in court at the location of the Administration.
9.3. Recognition by a court of any provision of this Agreement as invalid or unenforceable does not invalidate other provisions thereof.
9.4. If this provision does not correspond to the terms of promotional offers for specific groups of individuals provided by the Administration within specific launches, the promotional offers for specific groups of individuals posted on the official website of the Administration shall prevail.

10. Requisites:
Limited Liability Company "AB.BRAND" (LLC "AB.BRAND")
TIN (Taxpayer Identification Number): 7734452701
Tax Registration Reason Code (KPP): 773401001
Primary State Registration Number (OGRN): 1227700165824
Legal/Mailing Address: 123060, Moscow, within the territory of Shchukino Municipal District, Marshal Sokolovsky Street, Building 3, Premises 2/1
OKVED (Russian Classification of Economic Activities): 62.01
Banking Details:
Bank Account (RUB): 40702810510001035803
Bank: Tinkoff Bank
Bank's Legal Address: Moscow, 127287, 2-ya Khutorskaya Street, Building 38A, Building 26
Bank Correspondent Account (K/S): 30101810145250000974
Bank's TIN: 7710140679
Bank's BIC: 044525974
Contact Information:
Email Address: info@abbrand.store
Manager of LLC "AB.BRAND" IP Milkova Alina Igorevna

Appendix No. 2 Procedure for Providing Access within the "MEDITATION PACKAGE" Project
Access to the "MEDITATION PACKAGE" project is not currently available for purchase from 04.08.2023 17:17 to 07.08.2023 23:59 (Moscow time).
The Administration provides:

1. Perpetual access to the official closed Telegram channel - "MEDITATION PACKAGE" channel within 3 (three) business days from the User's acceptance of the Agreement in terms of providing access to the channel and their payment of the Compensation under the conditions set by the Administration indicated on the sales website:

• Functioning of the Telegram messenger
• Telegram messenger installed by the User on personal smartphone or tablet
• Absence of withdrawal of the User's consent to personal data processing
• Absence of withdrawal of acceptance or refund of the compensation under the conditions of Appendix No. 1
• Compliance by the Customer with the terms of this User Agreement
• 100% payment made by the Customer in the manner and within the deadlines established by this Agreement

1. Perpetual access to the sections of the Application within the purchased "MEDITATION PACKAGE" tariff and its content (part of the Application materials) from the date of payment of the Compensation by the Customer under the conditions set by the Administration indicated on the sales website provided that all the following conditions are met:

• Compliance by the Customer with the terms of this User Agreement
• 100% payment made by the Customer in the manner and within the deadlines established by this Agreement
• Functioning of the Application
• Absence of withdrawal of the User's consent to personal data processing
• Absence of withdrawal of acceptance or refund of the compensation under the conditions of Appendix No. 1
• Application installed by the User on personal smartphone or tablet

1. During the meditation challenge from 07.08.2023 to 27.08.2023 inclusive, access to the official closed chat in the Telegram messenger - "CHAT | MEDITATION PACKAGE" within 3 (three) business days from the User's acceptance of the Agreement and their payment of the Compensation under the conditions set by the Administration indicated on the sales website provided that all the following conditions are met:

• Functioning of the Telegram messenger
• Telegram messenger installed by the User on personal smartphone or tablet
• Absence of withdrawal of the User's consent to personal data processing
• Absence of withdrawal of acceptance or refund of the compensation under the conditions of Appendix No. 1
• Compliance by the Customer with the terms of this User Agreement
• 100% payment made by the Customer in the manner and within the deadlines established by this Agreement

Access specified in this appendix is provided in the manner specified in clause 6.2 of the User Agreement.

Appendix No. 3 Procedure for Providing Access within the "MEDITATION PACKAGE" Project
Access to the "MEDITATION PACKAGE" project is available for purchase from 15.01.2024 15:15 to 16.01.2024 15:15 (Moscow time).
The Administration provides:

• Access to the official closed Telegram channel - "MEDITATION PACKAGE" channel within 3 (three) business days from the User's acceptance of the Agreement in terms of providing access to the channel and their payment of the Compensation under the conditions set by the Administration indicated on the sales website provided that all the following conditions are met:Functioning of the Telegram messenger
• Telegram messenger installed by the User on personal smartphone or tablet
• Absence of withdrawal of the User's consent to personal data processing
• Absence of withdrawal of acceptance or refund of the compensation under the conditions of Appendix No. 1
• Compliance by the Customer with the terms of this User Agreement
• 100% payment made by the Customer in the manner and within the deadlines established by this Agreement

Access to the closed channel may be restricted unilaterally by the Administration without explanation of reasons, as well as in case of violation of the Customer's terms of this Regulation.

• Perpetual access to the sections of the Application within the purchased "MEDITATION PACKAGE" tariff and its content (part of the Application materials) from the date of payment of the Compensation by the Customer under the conditions set by the Administration indicated on the sales website provided that all the following conditions are met:Compliance by the Customer with the terms of this User Agreement
• 100% payment made by the Customer in the manner and within the deadlines established by this Agreement
• Functioning of the Application
• Absence of withdrawal of the User's consent to personal data processing
• Absence of withdrawal of acceptance or refund of the compensation under the conditions of Appendix No. 1
• Application installed by the User on personal smartphone or tablet.

Appendix No. 4 Procedure for Providing Access within the "AB.Brand Quest" Module
Access to the "AB.Brand Quest" module is available for purchase from March 13, 2024, to April 16, 2024.
The Administration provides:

• Access to the official closed Telegram channel - "AB.BRAND" channel within 3 (three) business days from the User's acceptance of the Agreement in terms of providing access to the channel and their payment of the Compensation under the conditions set by the Administration indicated on the sales website provided that all the following conditions are met:Functioning of the Telegram messenger
• Telegram messenger installed by the User on personal smartphone or tablet
• Absence of withdrawal of the User's consent to personal data processing
• Absence of withdrawal of acceptance or refund of the compensation under the conditions of Appendix No. 1
• Compliance by the Customer with the terms of this User Agreement
• 100% payment made by the Customer in the manner and within the deadlines established by this Agreement

Access to the closed channel may be restricted unilaterally by the Administration without explanation of reasons, as well as in case of violation of the Customer's terms of this Regulation.

1. Access to online debriefings, access to which is provided using the Application or the "AB.BRAND" channel in the Telegram messenger - the quantity is specified in the channel and determined by the Administration.
2. 5 days of the quest (video, audio, textual content publications) in the Application and tasks in the Application.
3. Perpetual access to the sections of the Application within the purchased "AB.Brand Quest" module and its content (part of the Application materials) from the date of payment of the Compensation by the Customer under the conditions set by the Administration indicated on the sales website provided that all the following conditions are met:

• Compliance by the Customer with the terms of this User Agreement
• 100% payment made by the Customer in the manner and within the deadlines established by this Agreement
• Functioning of the Application
• Absence of withdrawal of the User's consent to personal data processing
• Absence of withdrawal of acceptance or refund of the compensation under the conditions of Appendix No. 1
• Application installed by the User on personal smartphone or tablet.